Dealing with insurance companies after a fire or water damage disaster can be a complex and overwhelming process for homeowners. Some of the difficulties include:
- Understanding the Claims Process: Understanding the insurance claims process can be confusing, especially for those who have never gone through it before. It's important to know what is covered and what the process entails.
- Documenting the Damage: Accurately documenting the damage is crucial in ensuring a successful insurance claim. Homeowners may not have the knowledge or experience to properly document the damage.
- Estimating the Cost of Repairs: Accurately estimating the cost of repairs is also an important part of the insurance claims process. Homeowners may not have the expertise to accurately estimate the cost of repairs, which can lead to disputes with insurance companies.
- Dealing with Insurance Adjusters: Insurance adjusters may have their own agenda, which can make the claims process even more complicated. Homeowners may not have the knowledge or experience to navigate the process effectively.
- Delays and Denials: The insurance claims process can be slow, and there is always the risk of delays or denials. This can add to the stress and frustration that homeowners already face after a disaster.
- Assisting with the claim process: We can help guide you through the claims process and answer any questions you may have as related to the estimate prepared. At North Texas Restoration we have long relationships with local attorney's that specialize in construction law, insurance law and are ready to assist you.
- Reviewing your policy: We can connect you with one of our trusted Attorney's, Law Firms or Public Adjusters that can help you review your insurance policy to ensure that you understand what is covered and what is not.
- Gathering evidence: We can help you gather the evidence you need to support your claim. As we work through the mitigation and rebuild process we will document the scope, provide an accurate and concise estimate written in the industry standard Xactimate software and support it with photographic evidence of damages.
- Negotiating with the insurance company: We can share with you the Xactimate estimate, scope and photographic evidence necessary for you to negotiate with the insurance company so that you receive a fair settlement.
At North Texas Restoration, we understand the difficulties of dealing with insurance companies after a fire or water damage disaster. Our team has the experience and knowledge to help you handle the insurance claims process and ensure that you receive the care you deserve by providing accurate estimates, scopes and photographs that support your claim. Serving all of DFW with Emergency Response for Fire & Water damages. Contact us today to learn more.